Pensions

PENSIONS, or retirement income, are largely the responsibility of the federal government and of individuals and their employers. Along with private pension plans, the federal government administers the Canada Pension Plan (CPP), which is a contributory plan, and 2 non-contributory public programs: Old Age Security (OAS) and the Guaranteed Income Supplement (GIS). The OAS and the GIS were replaced in 2001 with a new low-income public pension called the Seniors Benefit. To supplement these...

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